You Can Survive IRS and State Tax Problems, Wage Garnishments, and/or Bank Levies

Did your employer just notify you that the IRS or State Department of Revenue is going to garnish your wages for unpaid taxes?

Or checked your bank account to find that your cash balance is zero, because the IRS or State has put a levy on your bank account?

This is very serious. With the wage garnishment notices, you have until a day or two before your next payday to convince the IRS or State to release or reduce the garnishment.

With the bank account levy, you have about twenty-one days to convince the IRS that this will cause a major hardship. States have different holding periods, some as short as seven days.

Maybe you were thinking of making payments, or an offer in compromise, but the IRS beat you to it. They want everything now. (For simplicity, I will be referring only to the IRS, but the facts all relate to State tax notices, also.)

Of all the actions taken by the tax agencies, these two are the toughest. They affect your ability to feed your family, make the house payment or pay the rent, and even get to work. Time is running out, even as you read this.

Depending on the amount the IRS says you owe, the solution runs from a simple telephone call, to a full blown disclosure of your income, expenses, and financial statement. You reached this site while looking for a solution. I can help. I will respond to your emails or telephone calls, usually the same day. DO NOT be afraid to contact me. I will discuss the issues necessary to resolve your tax problems.

But you have to make the first move. A wage garnishment or bank levy is only issued AFTER you have avoided the problem for several years. I don't care how you got into this position. I want to help you solve the problem.

An installment agreement or offer in compromise will be part ot the solution. But getting the wage garnishment released or reduced, or getting the bank levy released, is the first order of business.

Contact me!

Note: Wherever the word "IRS" appears, it is interchangeable with most States or local tax agencies. So if you have a problem with state income or payroll taxes, sales taxes, anything having to do with taxes, these pages apply. I can help. Also, in most cases, you will never have to meet with the collection officer.